Jewellery Valuation and Appraisal Service
Do you need your jewellery valued? We offer such a service, whether it is for insurance or for your own piece of mind.
In today's climate of theft and crime it is well worth having an up to date jewellery valuation. Insurance companies are loath to pay out on outdated valuations - and it seems that we as the consumer are always on the loosing end. Part of this can be blamed on us - we buy an expensive diamond ring and then forget about it for years. The day we do need to claim on our insurance is the day we start to scramble for documents and receipts. Your jewellery valuation should be updated regularly - once a year is good. If not there is a good chance that the insurance company will not pay out.
Items should be listed with their weight and a full description - if you can attach a photograph of your diamond engagement ring or piece of jewelry all the better. If you have a diamond certificate from a diamond laboratory this will ensure that you get back exactly what you initially purchased.
When you buy a piece of jewellery you should ask for a valuation from the store or jeweller. They should not charge you for this. You should also ask for the diamond certificate - if they can not produce one I would be wary of buying from that store. The diamond certificate will list all the details of your diamond - colour, clarity and weight. It also has a sketch of the diamond showing where the flaws and inclusions are - like a fingerprint of your diamond.
When you buy a diamond ring and it does not have a certificate it can mean a couple of things. It could be that it is not a diamond. It can also mean the the diamond is a conflict diamond - in other words it comes from a region that is involved in human rights abuses. Blood diamonds, as they are referred to, are not exactly what you want to propose to your bride to be with - no matter what the perceived saving!
Having an up to date jewellery valuation also helps when it comes to selling your jewellery. Companies that buy old gold and diamonds will be far quicker to give you a good price if it has a valuation and certificate. When you sell your diamond you also need to know it's value.
Another way to ensure you get fair service and value is to make sure that the company you buy from is a member of the Jewellery Council of South Africa. This way you will have recourse if there are problems.
Member of the Jewellery Manufacturers association of South Africa
There are a few companies which offer diamond certification:HRD, IGI, GIA, EGL, AGS